Credit Officer Job, Latest Finance Jobs In Kenya,

Title: Credit Officer – Sacco,

Location: Nairobi,

Salary: Competitive,

Our client is one of the leading saccos in Kenya. They seek to hire a credit officer.

Responsibilities

  • Generate revenue through consistent delivery of customer, disbursement, and collection targets
  • Drive repayment behavior by lending only what the business can afford, consistent follow-up, maintaining accurate records, negotiating repayment schedules and setting discretionary limits.
  • Analyze your zone and develop referral networks in order to locate prospects for Metropal Sacco products.
  • Scout markets for activation within the assigned zones.
  • Establish, develop, and maintain positive relationship with Metropal Sacco Customers, Partners, Area Leaders and relevant local authorities.
  • Obtain information from loan applicants and answer questions about loan process.
  • Analyze and verify applicant’s financial status, personal and business information to determine feasibility of granting loans.
  • Ensure efficient and prompt recovery of loans disbursed and interest accrued.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Maintain clear customer records, recording times and dates that contact has been made and noting information that customers have received about Metropal Sacco products.
  • Supply the business with reports on customer needs, problems, interests, competitive activities, and potential for new products and services.
  • Handle customer complaints and take appropriate action to resolve them.
  • Any other duties that may be assigned from time to time.
  • Prepare monthly financial statements, reports and records by collecting, analysing and summarizing account information
  • Maintain and reconcile bank accounts on regular basis.
  • Debt collection
  • Identify and provide strategic work solutions to improve the operational efficiency
  • Assist in administrative functions of the office

Qualifications

  • Bachelor’s degree in finance, banking, economics, statistics, business administration, accounting or any other related field
  • CPA certification will be an added advantage
  • Knowledge on the use of QuickBooks is a mandatory requirement
  • Must be conversant in using i-Tax.
  • 2-3 years’ work experience with at least 2 years as a senior economist.
  • Knowledge & experience in preparing final company financial position
  • Strong communication and interpersonal skills.
  • Strong strategic, analytical and organizational skills.
  • Experience developing and managing budgets
  • Ability to work on own initiative, meet tight deadlines and balance priorities to achieve results

How to Apply

Apply for Credit Officer Job here